Location - Lending Bear Rincon | Loans We Offer
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Rincon Short Term Loans

Title Pawn and Title Loan

lending bear

591 S Columbia Ave Suite 3C, Rincon GA 31326
Hours: Mon-Fri: 9am-6pm | Sat: 9am-4pm | Sun: Closed
Phone: (912) 295-5221

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At this location:

Title Pawn and Title Loan

The Lending Bear Rincon store is located at 591 S. Columbia Avenue, Suite C, Rincon, Georgia 31326, in the Dairy Queen and Stoner’s Pizza shopping center. LendingBear first opened in Rincon in 2012 and since then has enjoyed a wonderful relationship with the people of Rincon. The store offers title pawns, where customers can get up to $10,000 in only a few minutes as well as reloadable Netspend Visa® Prepaid Cards.  Come and visit the staff today for a better deal and friendlier face than any other title pawn store in Effingham County. Cash when you need it—fast and friendly! 

Over 10,000 5-Star Reviews!

We Care About Our Customers and It Shows

Staff is always professional and friendly, they really make me feel like family. Great experience every time I go or when they call me as well. Thank you!!!!!

Joan M.

Great group of people. Very personable and always there to help. Keep the office extremely neat and clean. Will continue to refer friends and family!

Jason F.

Best experience could possibly have during a hard time in life. It’s not easy being down on our luck and needing a little help before our paycheck comes. But Amanda makes it simple and shows no judgement. She’s very understanding and that’s why she does what she does. We always go back to her if we need a little extra help that month before we get paid. I definitely recommend her store.

Traci P.

Great atmosphere, amazing service and AWESOME people. They helped me a great deal and the whole making me feel welcome. Thank you ladies so much and I'll definitely be back if I need help again.

Mark O.

Very personable and they make the process of relieving a financial setback very smooth. Would definitely recommend to my friends and family.

Jay W.

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Why Choose Lending Bear for Loans?

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LENDING BEAR IS A STATE LICENSED PAYDAY LENDER

Because we are state-licensed, you can be certain that our lending practices are fair and responsible. In addition, Lending Bear is a member of the Community Financial Services Association of America (CFSA) and subscribes to the industry’s Best Practices (CFSA Membership Best Practices)
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IN STORE APPLICATION

Lending Bear makes the application process easy. Come in to any location with a valid picture ID, proof of income, bank statement and personal check. Once approved, you’ll get cash in your hands the same day!
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GET A DECISION IN MINUTES

Our Rapid Payday Loan Approval Process means that you’ll receive a decision within a few minutes of completing your application.
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ONLINE APPLICATION

Simply fill out our fast application by clicking on “APPLY” at the top of the page. Once approved, you’ll get cash in your bank account as soon as the next business day!
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SATISFACTION GUARANTEED

Lending Bear offers a next business day satisfaction guarantee. If for any reason you change your mind about your cash advance just come back to the store before the close of the following business day and pay back what you borrowed.
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Flexible Cash Advance Options

Get the Best Short Term Loan Solution for Your Needs

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Payday Loans

Get quick cash you need today before your next payday.
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Installment Loans

Get the money you need today with more time to repay
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Title
Loans

Keep your car and get get up to $10,000 today.
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Pawn
Loans

Turn valuables into cash and the money you need today.
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TERMS & CONDITIONS

Frequently Asked Questions

is a loan from lending bear right for you?

What is a payday advance and how much can I borrow?

A payday advance (also known as “cash advance” or “payday loan”) is a short term loan up to $500 typically for two to four weeks. A cash advance can be a great way to get the cash you need—fast! They can be used to cover unexpected expenses or just to give you a little more money until your next paycheck. Cash advances are not recommended as long-term financial solutions. Visit a store or apply online and let the dedicated Lending Bear team work to meet your needs. Payday advances are not available in the state of Georgia.

Do late payments impact my credit?

Late payments on your loan may impact your credit rating. We use alternative credit reporting agencies such as MicroBilt and your credit may be affected and your ability to borrow limited from other services that use such agencies if your payments have not been made in a timely manner.

Where can I see the actual rates and terms for your services?

The complete rates and terms for our payday loans in Florida can be found here https://www.lendingbear.com/rates-and-terms-florida/. The complete rates and terms for our payday loans in Alabama can be found here https://www.lendingbear.com/rates-and-terms-alabama/

What is an installment loan?

An installment loan provides the money you need with the ability to pay it back in smaller, monthly payments, over a prearranged timeframe. Depending upon your state, a single installment loan is typically for a period of 3 to 9 months. The rate and term of your loan may vary depending upon the state where you live.

What is a title loan?

Simply bring your vehicle (cars, trucks, and motorcycles welcome!) and clear (lien-free) vehicle title into any participating Lending Bear location. Once there, you’ll fill out a short application, and provide your ID, proof of income, and a spare car key. The Lending Bear team will work with you to determine how much you need and how much you qualify for.

When do I have to repay my title loan?

Repayment of the loan is typically due 30 days after the loan is made. You may choose to pay off the entire balance at once or pay a service charge and extend the loan for an additional 30 days. There is never a penalty for pre-payment and borrowers even get discounts for on-time payments.

What is a pawn loan?

A pawn loan is a fast and easy way to get a loan with no credit check. The amount of the loan is based on the value of the item you wish to pawn. Depending on state law, a pawn loan generally has a term of 30 days.

What items do you accept for a pawn loan?

There are lots of different items you can use to get a pawn loan such as jewelry, tools, guns, electronics, musical instruments, lawn equipment, and almost anything else of value that you’d like to borrow against.

How long do I have before the pawn loan must be repaid?

Most pawns last for 30 days and at the end of the pawn you may choose to pay the amount you borrowed plus a fee and have your item returned to you immediately or you may choose to surrender your item fee-free. Lending Bear offers extensions based on state law. Alternatively, you may transfer the collateral to us as payment in full.

What happens to my item if I do not repay the pawn loan on time?

If you don’t return to the store within the prescribed timeline and no extension has been granted, ownership of the item reverts to Lending Bear.

Do you offer a satisfaction guarantee?

Lending Bear offers a next business day satisfaction guarantee. If for any reason you change your mind about your transaction with us, just come back to the store before the close of the following business day and pay back what you borrowed.
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Lending Bear Has
26 Store Locations

FAST, EASY, FRIENDLY, CONFIDENTIAL.

At Lending Bear, we understand that people occasionally need fast cash for any number of reasons. We’re here to help.

We’re rapidly becoming the short-term lender of choice in Alabama, Florida, Georgia and South Carolina.

Our loan process is fast and friendly: you can get a loan in 15 minutes. We are fair & responsible and are a state-licensed direct lender.

Worried about bad credit history? It’s okay! We’re here to help. Apply online or come in to one of our 26 locations.

LOCATIONS

Working with Lending Bear is so easy!

You'll Love Lending Bear's Easy, Fast & Headache-Free Process

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1. Contact Us

Apply online, in one of our stores or give us a call now.
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2. Get Approved

Get fast approval with the customer service you deserve.
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3. Get Your Cash

Cash in hand or in your bank account the same day.
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short term loans phone icon (855) 285-5700

*In order to receive a same-day online loan, it must be approved by 11:30 am EST. Eligible loan amounts vary by state and product category.

There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.