Payday Loan Rates Florida

Lending Bear is a state-licensed provider of payday loans in Florida. Because we are licensed by the state, you can be certain that our practices are ethical, fair, and responsible. See the Payday Loan Rates Florida below. Cash when you need it, fast and friendly!

Payday loan rates FLORIDA

Loan Amount

  • $100
  • $200
  • $300
  • $400
  • $500

Finance Charge

  • $15.00
  • $25.00
  • $35.00
  • $45.00
  • $55.00

Total of Payments

  • $115.00
  • $225.00
  • $335.00
  • $445.00
  • $555.00

Example APR (14 days)

  • 391.07%
  • 325.89%
  • 304.17%
  • 293.30%
  • 286.79%

INSTALLMENT LOAN RATES Florida

Loan Amount

  • $550
  • $600
  • $700
  • $800
  • $900
  • $1,000

Finance Charge

  • $144.45
  • $157.15
  • $182.38
  • $207.59
  • $232.84
  • $258.06

# of Payments

  • 5
  • 5
  • 5
  • 5
  • 5
  • 5

Installment Amount

  • $138.90
  • $151.43
  • $176.48
  • $201.52
  • $226.57
  • $251.61

Total of Payments

  • $694.54
  • $757.15
  • $882.38
  • $1,007.59
  • $1,132.84
  • $1,258.06

APR 30 days

  • 200.12%
  • 199.49%
  • 198.51%
  • 197.75%
  • 197.19%
  • 196.71%

FREQUENTLY ASKED QUESTIONS

PAYDAY LOANS IN FLORIDA RATES?

Lending Bear follows state guidelines for interest rates on deferred presentment loans. Examples provided above. 

HOW MUCH CAN I BORROW WITH LENDING BEAR?

The maximum amount for a payday loan is $500. The maximum amount for an installment loan is $1,000. Lending Bear uses the Florida state database to determine borrow eligibility for payday and installment loans.

WHAT IS THE TERM OF THE LOAN?

Payday loans in Florida must fall between 7 and 31 days in duration. Installment loans can range from 60-90 days in duration.

CAN I RENEW MY LOAN?

A payday loan is due in full on the maturity date. You may obtain another loan once the current loan is paid in full and at least 24 hours has passed from the time of the last payment.

HOW DO I REPAY MY INSTALLMENT LOAN?

An installment loan breaks the total finance charges into smaller payments to be paid over a longer timeframe versus a payday loan.

HOW CAN I REPORT ISSUES WITH A STORE TO THE LENDING BEAR CORPORATE OFFICE?

You can call the Lending Bear Complaint Hotline 24 hours a day at 855-782-2273. Your identity will be kept confidential.

HOW CAN I REPORT ISSUES WITH LENDING BEAR TO THE STATE OR FEDERAL GOVERNEMENT?

Florida Office of Financial Regulation
200 East Gaines Street
Tallahassee, FL 32399
Phone: 850-487-9687

Consumer Financial Protection Bureau
Click to visit – http://www.consumerfinance.gov/complaint/

Licenses

Google Rating
5.0
Based on 6985 reviews
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Google Rating
5.0
Based on 6985 reviews
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