Are you looking for a payday loan or cash advance in Florida or Alabama?
If you need quick cash or a short term loan before your next payday, LendingBear has stores throughout Florida & Alabama in order to help you get fast cash.
How to apply for an in-store cash advance
Apply in store or use our secure, fast and easy online application.
You’ll need the following:
-Valid picture ID
-Proof of Income
-Most recent bank statement
Get Your Cash!
Why use LendingBear for your cash advance?
LendingBear is a state licensed payday lender
LendingBear is a state-licensed payday lender in Florida and Alabama. Because we are state-licensed, you can be certain that our lending practices are fair and responsible. In addition, LendingBear is a member of the Community Financial Services Association of America (CFSA) and subscribes to the industry’s Best Practices (CFSA Membership Best Practices)
Get a decision in minutes
Our Rapid Payday Loan Approval Process means that you’ll get a decision in minutes upon completing your cash advance application.
LendingBear offers a next business day satisfaction guarantee. If for any reason you change your mind about your cash advance just come back to the store before the close of the following business day and pay back what you borrowed.
In Store application
LendingBear makes the application process easy. Come in to any LendingBear location or start the application online. We make it easy to apply for a cash advance and our rapid approval process means you get an answer fast and your money is ready to be picked up when you need it.
No hassle cash advance
No fine print. No hidden fees. You write us a personal check and we agree to hold that check until your next payday. On the day the loan is due, you come back into the store and pay back the amount you borrowed plus a fee (see Rates and Terms).
Notes relating to your Cash Advance:
1. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term ﬁnancial solutions.
2. Cash advance loans are subject to approval pursuant to our standard veriﬁcation procedures. The rate and term of your loan may vary depending upon the location (state) where you take your loan. An application does not guarantee that you will be approved for a cash advance or for the maximum amount available. Our standard terms and conditions apply to all cash advance loans.
3. LendingBear loans come with a next business day satisfaction guarantee. If you change your mind about your loan, just return the principal in full before the close of the following business day and pay nothing more.
4. In order to make an informed decision about your application, our decision may be may be based in whole or in part on information obtained from a national database including, but not necessarily limited to, MicroBilt, 1640 Airport Road, Suite 1 1 5, Kennesaw, Georgia 30144. Please read the following important notice: If you fail to make a timely payment on your loan, there may be implications including the following:
– Credit Score: Late payments on your loan may impact your credit rating. We use alternative credit reporting agencies such as MicroBilt and your credit may be affected and your ability to borrow limited from other services that use such agencies if your payments have not been made in a timely manner.
– Collection Efforts: In the event your account is delinquent, we may exercise our rights under our loan agreement with you. LendingBear employs standard collection practices regarding delinquent accounts. This may include contacting you by phone, mail, or email. We also reserve the right to sell our debt to a third party or engage a collection agency who may also engage in standard collection practices with you.
– Financial Impact: We do not assess past due interest on any payday loans but you may be charged NSF or returned check fees if payments are not honored by you ﬁnancial institution.
– Reﬁnancing a Loan: LendingBear does not automatically rollover or refinance our loans. In cases where refinancing is available, you must visit the LendingBear store or log in to your account to review your options or apply for reﬁnancing. Any reﬁnanced loan is subject to signing a new agreement in-store or electronically as the case may be. In order to discuss payment a payment plan, you can reach us at 855-285-5700.
At LendingBear, we understand that people occasionally need fast cash for any number of reasons. We're here to help. We're the Southeast's leader in short-term lending, with offices in Florida, Georgia, and Alabama.