Payday Loan Online & In-Store in Florida and Alabama by Lending Bear

Payday Loan


online payday loans

Get Payday Loans with Lending Bear

fast, fair offers to get you the cash you need now

If you need cash now, a payday cash advance is an easy way to borrow without a credit check. Lending Bear provides a simple application to make it easy. Our friendly Online Payday Loan or In-Store Loan Associates are ready to get you approved as soon as today!

Why choose Lending Bear for a Payday Loan?



Because we are state-licensed, you can be certain that our lending practices are fair and responsible. In addition, Lending Bear is a member of INFiN and subscribes to the industry’s Best Practices (INFiN Best Practices)


Our Rapid Loan Approval Process means that you’ll receive a decision within a few minutes of completing your application.


Come into any location with a valid picture ID, proof of income, recent bank statement and a personal check. If approved, you’ll get your cash the same day!


Simply fill out our fast application by clicking on “APPLY ONLINE” anywhere on our site. If approved, you’ll get the cash in your bank account the same day or next business day!


Lending Bear offers a next business day satisfaction guarantee for our payday loans. If, for any reason, you change your mind about your cash advance, simply come into a store or call us before the close of business the following day and pay back what you borrowed at no cost.

Payday Loan Information

is a payday loan from lending bear right for you?

Notes relating to your Cash Advance:

  1. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday loans are not recommended as long-term financial solutions.
  2. Cash advance loans are subject to approval pursuant to our standard verification procedures. The rate and term of your loan may vary depending upon the location (state) where you take your loan. An application does not guarantee that you will be approved for a cash advance or for the maximum amount available. Our standard terms and conditions apply to all cash advance loans.
  3. Lending Bear loans come with a next business day satisfaction guarantee. If you change your mind about your loan, just return the principal in full before the close of the following business day and pay nothing more.
  4. In order to make an informed decision about your application, our decision may be based in whole or in part on information obtained from a national or state database including, but not necessarily limited to, MicroBilt, 1640 Airport Road, Suite 1 1 5, Kennesaw, Georgia 30144 or Veritec Solutions LLC, 6735 Southpoint Drive South Suite 300, Jacksonville FL 32216.

Please read the following important notice:

If you fail to make a timely payment on your loan, there may be implications including the following:

  • Credit Score: Late payments on your loan may impact your credit rating. We use alternative credit reporting agencies such as MicroBilt and your credit may be affected and your ability to borrow limited from other services that use such agencies if your payments have not been made in a timely manner.
  • Collection Efforts: In the event your account is delinquent, we may exercise our rights under our loan agreement with you. Lending Bear employs standard collection practices regarding delinquent accounts. This may include contacting you by phone, mail, or email. We also reserve the right to sell our debt to a third party or engage a collection agency who may also engage in standard collection practices with you.
  • Financial Impact: We do not assess past due interest on any payday loans but you may be charged NSF, returned check or late fees if payments are not honored by your financial institution.
  • Refinancing a Loan: Lending Bear does not automatically rollover or refinance our loans. In cases where refinancing is available, you must visit the Lending Bear store or log in to your account to review your options for financing. Any financed loan is subject to signing a new agreement in-store or electronically as the case may be. In order to discuss repayment with a payment plan, you can reach us at 855-285-5700.
online payday loans

Lending Bear Has
22 Store Locations


Lending Bear is rapidly becoming the short-term lender of choice for in-store and online payday loans in Alabama, Florida, and Georgia.

We understand that people occasionally need fast cash for any number of reasons, and we’re here to help.

Our loan process is fast and friendly: you can get a loan in 15 minutes. We are fair and responsible and are a state-licensed direct lender. Bad credit is okay!

Over 5,000 5-Star Reviews!

We Care About Our Customers and It Shows

Staff is always professional and friendly, they really make me feel like family. Great experience every time I go or when they call me as well. Thank you!!!!!

Joan M.

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Great group of people. Very personable and always there to help. Keep the office extremely neat and clean. Will continue to refer friends and family!

Jason F.

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Best experience could possibly have during a hard time in life. It’s not easy being down on our luck and needing a little help before our paycheck comes. But Amanda makes it simple and shows no judgement. She’s very understanding and that’s why she does what she does. We always go back to her if we need a little extra help that month before we get paid. I definitely recommend her store.

Traci P.

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Great atmosphere, amazing service and AWESOME people. They helped me a great deal and the whole making me feel welcome. Thank you ladies so much and I'll definitely be back if I need help again.

Mark O.

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Very personable and they make the process of relieving a financial setback very smooth. Would definitely recommend to my friends and family.

Jay W.

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