How to Get a Payday Loan in Alabama

If you find yourself spread a little thin financially these days, you are not alone. Many people have a difficult time making it to their next payday when an unexpected expense pops up. If you live in Alabama, you can qualify for a payday loan if you are currently employed. It’s fast, convenient and a low credit score won’t preclude you from getting some fast cash to cover that expense.

Applying for a Payday Loan

If your struggling with an unexpected bill, there is help available if family or friends aren’t an option. A payday loan is a short-term loan meant to help you make it to your next payday. And, unlike a bank loan, there won’t be a conventional credit inquiry in order to qualify. If you are currently employed and have a valid checking account with direct deposit, then you’re half-way there.

Store Application

If you live close to one of our Alabama locations, simply come into the store and speak with one of our professional associates about a payday loan. You can find our locations by simply clicking on the “Find A Store” link at the top of our website.

You will need to provide proof of employment, recent banking information and a state or government-issued photo ID. Our trained and friendly staff will be more than happy to help you get the application filled out and processed right away. With our rapid loan process, you will know within a few minutes if your loan is approved.

Online Application

If you do not live close to one of our stores, or would rather apply online, simply click on the “Apply Online” box and follow the easy application process. Our online associates also employ the rapid loan process so you should know if you are approved within minutes. The money is then sent directly to your bank account that day or the next business day.

You will not have to worry about your credit rating as these are short-term loans and only meant to hold you over until your next pay period. Once your payday arrives, you pay back the loan amount with interest and the loan is complete. That way, you have the cash you need to get out of a problem situation.

Fast and Convenient

When an unexpected bill hits and you need a fast and convenient source for cash in Alabama, Lending Bear can be a safe and reliable option. As a state-licensed lender, you can feel confident that we’ve taken all the necessary steps to provide a legal option for your loan.

Our professional and friendly associates, in-store or online, are ready to assist you with your application today. Cash when you need it, fast and friendly!