Find a Pawn Shop Near Me

A pawn loan is an effective way to manage financial problems, which is why we’ve offered them for a long time at Lending Bear. To search and find, pawn shop near me, our listing should show on the map portion of your search in Florida, Alabama or Georgia. After you find a pawn shop, it’s crucial to understand not all pawn stores are the same. Our stores are clean and inviting where you’ll always find a friendly face to greet you.

The Basics of Pawn Shop Loans

A pawn loan is a debt instrument that requires you to (temporarily) pawn some of your valuables to qualify for lending. What kind of things can you pawn? It can be almost anything of redeemable value such as computers, electronics, musical instruments, lawn mowers, flat-screen TVs, and so forth.

If you pawn something for credit, does that mean you give it up for good?

No, that rarely happens because you get everything back as soon as you repay the loan. Plus, like most of our other financial products, it’s a short-term deal. We don’t recommend these for long-term issues or recurring debits.

Pawn loans involve smaller sums of money to handle minor finance pitfalls. According to the National Pawnbrokers Association, the average pawn loan is less than $180 nationwide, and every day there are thousands of them that go for less than $50.

Benefits of Using Pawn Loans

Now that you know what they are, let’s examine the greatest benefits to this borrowing method.

• You don’t need a credit check to qualify. We receive requests from clients with poor credit all the time.
• Late payments do not hurt your credit score (though you would accrue more interest).
• Although the interest rates are higher than average, they’re not the highest, nor do they vary like certain credit card options. Even our payday and title loans normally carry a higher rate than these.
• You get immediate results. All you have to do is apply and pawn your intended items, then you’ll receive cash within minutes.

You can learn the top items for pawn by viewing our article: Top Fast Cash Pawn Items.

Do You Need a High Credit Score to Qualify?

No, you do not need a high credit score to qualify for this type of loan.

In fact, that’s the primary draw. If you have a credit score under 650, you won’t have access to low-interest personal loans from a bank. Therefore, this is a great way to obtain emergency funds instead of enduring the traditional loan application process.

The truth is that many of our previous clients have used small loans to improve mediocre credit. Just because this process doesn’t require a credit check, doesn’t mean you can’t use it to substantiate a payment history. By doing that, you’ll develop a better credit history, and eventually could qualify for lower-interest loans.

Get Fast Cash Without Credit Checks by Using Lending Bear

Lending Bear offers several ways to borrow money fast and with way less hassle than conventional loans. If you don’t wish to pawn any of your belongings, you can check out our section on installment loans or other products we offer. When you experience a sudden medical expense, an automotive repair bill, or other trouble, you don’t have to resign yourself to bankruptcy with no other recourse.

We can help you address problems because we’ve done it thousands of times for clients in places like Florida, Alabama, Tennessee and Georgia. You can see for yourself why that’s true by scrolling through all our positive testimonials on Google Reviews, where we possess a 4.9/5.0 star rating.

Contact Lending Bear today for the most reliable service and administration for pawn loans, title loans, installment loans, and more.