Online Payday Loans Louisiana | Online Loans | Lending Bear

Louisiana Rates & Terms

Lending Bear is a state-licensed provider of Louisiana payday loans. Because we are licensed by the state, you can be certain that our practices are ethical, fair, and responsible. 

ALABAMA PAYDAY LOAN RATES AND TERMS

Loan Amount

  • $100
  • $200
  • $300
  • $400
  • $500

Finance Charge

  • $17.50
  • $35.00
  • $52.50
  • $70.00
  • $87.50

Total of Payments

  • $117.50
  • $235.00
  • $352.50
  • $470.00
  • $587.50

Example APR (14 days)

  • 456.25%
  • 456.25%
  • 456.25%
  • 456.25%
  • 456.25%

Louisiana Payday Loan Rates and Terms

Loan Amount

  • $100
  • $150
  • $200
  • $250
  • $300

Term (Days)

  • 14
  • 14
  • 14
  • 14
  • 14

# of Payments

  • 1
  • 1
  • 1
  • 1
  • 1

Finance Charge

  • $18
  • $27
  • $36
  • $45
  • $45

Doc. Fee

  • $10
  • $10
  • $10
  • $10
  • $10

Total Payments

  • $128
  • $187
  • $246
  • $305
  • $355

APR (14 Days)

  • 730.00%
  • 643.10%
  • 599.65%
  • 573.57%
  • 477.98%

ALABAMA TITLE LOAN RATES AND TERMS

Loan Amount

  • $500
  • $1000
  • $1500
  • $2000
  • $3000

Finance Charge

  • $125.00
  • $250.00
  • $375.00
  • $500.00
  • $750.00

Total of Payments

  • $625.00
  • $1250.00
  • $1875.00
  • $2500.00
  • $3750.00

Example APR (14 days)

  • 304.17%
  • 304.17%
  • 304.17%
  • 304.17%
  • 304.17%

FREQUENTLY ASKED QUESTIONS

How much can I borrow in Louisiana payday loans with Lending Bear?

Minimum loan is $100 and the maximum loan is $300.

Can I renew my loan?

The loan is due in full on the maturity date. You may obtain another loan once the current loan is paid in full.

What is the Extended Payment Plan?

IF YOU CANNOT MAKE PAYMENT WHEN DUE, YOU CAN ASK TO ENTER INTO AN EXTENDED PAYMENT PLAN ONCE IN A TWELVE-MONTH PERIOD, BUT THE REQUEST MUST BE MADE BEFORE THE PAYMENT IS DUE. REQUESTS MAY BE MADE BY PHONE, BY EMAIL, OR FACSIMILE, (LENDING BEAR, P: 855-285-5700, ONLINE@LENDINGBEAR.COM, F: 904-260-2285). SHOULD YOUR LENDER (LENDING BEAR) REFUSE TO ENTER INTO AN EXTENDED PAYMENT PLAN UPON YOUR REQUEST BEFORE THE DUE DATE, CONTACT THE OFFICE OF FINANCIAL INSTITUTIONS AT 1-888-525-9414.

Can I pay my loan off early?

If the loan is paid within the first 5 days of the term of the loan, Lending Bear will refund the total finance charge, less $20, which is earned at the time of loan.

What if my payment returns?

In the event that your check, ACH, or remotely created check is returned from your financial institution for any reason, you agree to pay us an NSF fee of $25.

How can I report issues with Lending Bear to the State?

Office of Financial Institutions 

P.O. Box 94095

Baton Rouge, LA 70804

888-525-9414

complaints@ofi.la.gov

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Google Rating
5.0
Based on 7007 reviews
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