Rates and Terms – Tennessee | Lending Bear

Tennessee Rates & Terms

Lending Bear is a state-licensed lender in Tennessee. Because we are licensed by the state, you can be certain that our practices are ethical, fair and responsible.

RATES AND TERMS

Amount

  • $400.00
  • $300.00
  • $200.00
  • $100.00

Term (in Days)

  • 14
  • 14
  • 14
  • 14

# of Payments

  • 1
  • 1
  • 1
  • 1

Rate

  • 15.00%
  • 15.00%
  • 15.00%
  • 15.00%

Fee

  • $70.56
  • $52.92
  • $35.28
  • $17.64

Total Finance Charge

  • $70.56
  • $52.92
  • $35.28
  • $17.64

Total of Payments

  • $470.56
  • $352.92
  • $235.28
  • $117.64

Example APR (14 Days)

  • 459.90%
  • 459.90%
  • 459.90%
  • 459.90%

FREQUENTLY ASKED QUESTIONS

HOW MUCH CAN I BORROW WITH LENDING BEAR?

The maximum repayment amount for a payday loan is $500. The maximum loan amount is $400 with Lending Bear.

WHAT IS THE TERM OF THE LOAN?

Payday loans in Tennessee will range between 7 and 31 days in duration.

CAN I RENEW MY LOAN?

A payday loan is due in full on the maturity date. You may obtain another loan once the current loan is paid in full.

HOW CAN I REPORT ISSUES WITH A STORE TO THE LENDING BEAR CORPORATE OFFICE?

You can call the Lending Bear Complaint Hotline 24 hours a day at 855-782-2273. Your identity will be kept confidential.

HOW CAN I REPORT ISSUES WITH LENDING BEAR TO THE STATE OR FEDERAL GOVERNEMENT?

Tennessee Department of Financial Institutions
312 Rosa L. Parks Avenue
Nashville, TN 37243
Phone: 800-778-4215

Consumer Financial Protection Bureau
Click here to visit – http://www.consumerfinance.gov/complaint/