Dothan Payday and Pawn Loans

Payday Loan, Cash Advance, Title Pawn, Title Loan and Merchandise Sales

lending bear

2207 Montgomery Highway, Dothan AL 36303
Hours: Mon-Fri: 9am-6pm | Sat: 9am-4pm | Sun: Closed
Phone: (334) 702-1600

Dothan Payday and Pawn Loans with Lending Bear

At this location:

Payday Loan, Online Payday Loan, Cash Advance, Title Pawn, Title Loan and Merchandise Sales

Come to Lending Bear for Dothan Payday and Pawn Loans. The store is located at 2207 Montgomery Highway, Dothan, Alabama 36303. The store opened at this location in 2010, but Lending Bear has been in business in Dothan since the late 1990’s. Today, the store offers cash advance loans up to $500, title pawns up to $10,000, and traditional pawn loans. The store also offers reloadable Netspend Visa® Prepaid Cards. Customers may browse hundreds of items available for sale on the store’s retail sales floor. You won’t find a better deal on pre-owned merchandise anywhere in town! Among these items are high quality jewelry, televisions, computers, game systems, tools, and a wide assortment of firearms.

Cash when you need it—fast and friendly!

Over 5,000 5-Star Reviews!

We Care About Our Customers and It Shows

Staff is always professional and friendly, they really make me feel like family. Great experience every time I go or when they call me as well. Thank you!!!!!

Joan M.

Great group of people. Very personable and always there to help. Keep the office extremely neat and clean. Will continue to refer friends and family!

Jason F.

Best experience could possibly have during a hard time in life. It’s not easy being down on our luck and needing a little help before our paycheck comes. But Amanda makes it simple and shows no judgement. She’s very understanding and that’s why she does what she does. We always go back to her if we need a little extra help that month before we get paid. I definitely recommend her store.

Traci P.

Great atmosphere, amazing service and AWESOME people. They helped me a great deal and the whole making me feel welcome. Thank you ladies so much and I'll definitely be back if I need help again.

Mark O.

Very personable and they make the process of relieving a financial setback very smooth. Would definitely recommend to my friends and family.

Jay W.

Why Choose Lending Bear for Loans?

LENDING BEAR IS A STATE LICENSED PAYDAY LENDER

Because we are state-licensed, you can be certain that our lending practices are fair and responsible. In addition, Lending Bear is a member of the Community Financial Services Association of America (CFSA) and subscribes to the industry’s Best Practices (CFSA Membership Best Practices)

IN STORE APPLICATION

Lending Bear makes the application process easy. Come in to any location with a valid picture ID, proof of income, bank statement and personal check. Once approved, you’ll get cash in your hands the same day!

GET A DECISION IN MINUTES

Our Rapid Payday Loan Approval Process means that you’ll receive a decision within a few minutes of completing your application.

ONLINE APPLICATION

Simply fill out our fast application by clicking on “APPLY” at the top of the page. Once approved, you’ll get cash in your bank account as soon as the next business day!

SATISFACTION GUARANTEED

Lending Bear offers a next business day satisfaction guarantee. If for any reason you change your mind about your cash advance just come back to the store before the close of the following business day and pay back what you borrowed.

Flexible Cash Advance Options

Get the Best Short Term Loan Solution for Your Needs

Payday Loans

Get quick cash you need today before your next payday.

Installment Loans

Get the money you need today with more time to repay

Title
Loans

Keep your car and get get up to $10,000 today.

Pawn
Loans

Turn valuables into cash and the money you need today.

Frequently Asked Questions

is a loan from lending bear right for you?

What is a payday advance and how much can I borrow?

A payday advance (also known as “cash advance” or “payday loan”) is a short term loan up to $500 typically for two to four weeks. A cash advance can be a great way to get the cash you need—fast! They can be used to cover unexpected expenses or just to give you a little more money until your next paycheck. Cash advances are not recommended as long-term financial solutions. Visit a store or apply online and let the dedicated Lending Bear team work to meet your needs. Payday advances are not available in the state of Georgia.

Do late payments impact my credit?

Late payments on your loan may impact your credit rating. We use alternative credit reporting agencies such as MicroBilt and your credit may be affected and your ability to borrow limited from other services that use such agencies if your payments have not been made in a timely manner.

Where can I see the actual rates and terms for your services?

The complete rates and terms for our payday loans in Florida can be found here https://www.lendingbear.com/rates-and-terms-florida/. The complete rates and terms for our payday loans in Alabama can be found here https://www.lendingbear.com/rates-and-terms-alabama/

What is an installment loan?

An installment loan provides the money you need with the ability to pay it back in smaller, monthly payments, over a prearranged timeframe. Depending upon your state, a single installment loan is typically for a period of 3 to 9 months. The rate and term of your loan may vary depending upon the state where you live.

What is a title loan?

Simply bring your vehicle (cars, trucks, and motorcycles welcome!) and clear (lien-free) vehicle title into any participating Lending Bear location. Once there, you’ll fill out a short application, and provide your ID, proof of income, and a spare car key. The Lending Bear team will work with you to determine how much you need and how much you qualify for.

When do I have to repay my title loan?

Repayment of the loan is typically due 30 days after the loan is made. You may choose to pay off the entire balance at once or pay a service charge and extend the loan for an additional 30 days. There is never a penalty for pre-payment and borrowers even get discounts for on-time payments.

What is a pawn loan?

A pawn loan is a fast and easy way to get a loan with no credit check. The amount of the loan is based on the value of the item you wish to pawn. Depending on state law, a pawn loan generally has a term of 30 days.

What items do you accept for a pawn loan?

There are lots of different items you can use to get a pawn loan such as jewelry, tools, guns, electronics, musical instruments, lawn equipment, and almost anything else of value that you’d like to borrow against.

How long do I have before the pawn loan must be repaid?

Most pawns last for 30 days and at the end of the pawn you may choose to pay the amount you borrowed plus a fee and have your item returned to you immediately or you may choose to surrender your item fee-free. Lending Bear offers extensions based on state law. Alternatively, you may transfer the collateral to us as payment in full.

What happens to my item if I do not repay the pawn loan on time?

If you don’t return to the store within the prescribed timeline and no extension has been granted, ownership of the item reverts to Lending Bear.

Do you offer a satisfaction guarantee?

Lending Bear offers a next business day satisfaction guarantee. If for any reason you change your mind about your transaction with us, just come back to the store before the close of the following business day and pay back what you borrowed.

Lending Bear Has
22 Store Locations

FAST, EASY, FRIENDLY, CONFIDENTIAL.

At Lending Bear, we understand that people occasionally need fast cash for any number of reasons. We’re here to help.

We’re rapidly becoming the short-term lender of choice in Alabama, Florida, and Georgia.

Our loan process is fast and friendly: you can get a loan in 15 minutes. We are fair & responsible and are a state-licensed direct lender.

Worried about bad credit history? It’s okay! We’re here to help. Apply online or come in to one of our 22 locations.