How to Identify a Secure and Safe Online Loan Company

How to Identify a Secure and Safe Online Loan Company

How to Identify a Secure and Safe Online Loan Company

Not only does Lending Bear operate in 22 locations across the southeastern United States, but we also offer our services through a secure and safe online application. Nowadays, it’s so important to keep your financial and other personal information secure. Lending Bear wants to share with you some tips and advice on how to identify safe lenders and secure an online loan.

Safe Online Loan Company: Evaluating Them

Part of offering the best service for payday loans and other credit options is protecting the security of online transactions.

How can you as a customer know that your lender is doing that correctly? First of all, you should only trust a website with a secure domain using “HTTPS” in the address. If you don’t see that, then your web browser will probably warn you, which you should take as a bad sign.

Secondly, always remember that legitimate and reputable lenders always want to indicate web security credentials on their websites. We recommend looking for certain seals of approval somewhere on their website. They tell you whether a secure network service company is protecting and managing the website.

Examples of these include Sitelock and Sectigo. Sitelock is a company that provides security and monitoring services whereas Sectigo provides certificates and digital identity solutions that help protect the website and its content.

One last thing to keep an eye on is the lender’s state licensing. If you check out Lending Bear’s drop-down menu and click on any of the states (Florida, Alabama, etc.), you’ll get everything you need to know about our available options, including photographic copies of our various state licenses. This is a terrific way to know whether you’re with a reputable company.

Other Indicators of a Secure and Safe Online Loan Company

Then there are some business-related bona fides you should look for when researching a potential lender. Most reputable companies are more than happy to showcase their membership with the local chamber of commerce or any other visible business community. Here are some examples:

  • Better Business Bureau (BBB)
  • InFin (A Financial Services Alliance)

Then you have testimonies and critical-acclaim indicators like:

Google Reviews (customer reviews where the lender is evaluated on a scale of 0 to 5)

  • Solid companies will have a score of at least 4.5 or higher.
  • Lending Bear has almost 6,000 reviews and an aggregate score of 4.9.


  • They publish lots of top-10 lists ranking local businesses for various criteria. Lending Bear, for example, has a #1 rating from them for payday loans.

How Does Lending Bear’s Secure Online Application Work?

For our part, we also offer a clean and easy way to begin the process of applying for a loan online. All you need is proof of recurring income (including a social security check), your name, e-mail address, and location. We’ll get in contact with you shortly thereafter.

Don’t forget that with us, ALL of your private information (financial and otherwise) is completely secure.

Why Lending Bear Is the Safest Online Lender

As we said, Lending Bear is a well-established and well-received lender in the southeastern U.S. market. We operate 22 locations and offer online loans that are totally safe and secure. Since we mentioned how important customer reviews are for determining a company’s legitimacy, let’s hear what one of our happy clients had to say about us:

Christopher Givens on 2/14/2022 -
“I really appreciate the time taken out for me. I felt comfort in my time of need. Was turned down by many places. Lending Bear gave me a chance and the help I needed. Thank you all, Rachel and Lending Bear team.”

Our commitment to customer service, respect for your sensitive personal information, and ability to deliver quick and effective loans are what create this kind of customer satisfaction. Lending Bear is the #1 Payday Loan Company, according to BloggerLocal, for this very reason.

If you’d like to learn more about how we secure your financial and personal information any time you work with us, then contact us at any time to speak with a dedicated customer service representative.

Google Rating
Based on 6829 reviews
Google Rating
Based on 6829 reviews