When we are hit with an emergency, not only is it stressful, it can also be a financial burden. The added worry of how to pay for the unexpected expenses, just makes it all seem so much worse.
If you don’t have savings, friends, or family to turn to, what are your options? A low credit rating will rule out going to the bank for a loan.
But there are solutions when you have this type of situation arise. Short-term loans allow you to get the money you need, without a credit check, without hassle, and without waiting.
All is not lost when your car breaks down or you fall behind on your utility bills. Here are four ways that you can get some quick cash in your pocket.
A payday loan is an easy and very popular way to get the money you need right away. It doesn’t require a conventional credit check, like your bank, and you can apply online within a few minutes.
Follow this link to see how easy it is to fill out the application form and submit it. Once all your information is submitted, the process is usually completed within a few minutes. Online lenders will be able to credit the money to your bank account within 24 hrs if approved.
These loans typically range from $100-$500 and can be completed very quickly. They are a good option for those who encounter unexpected financial burdens between paychecks.
An installment loan is another option for getting fast cash. These loans are designed with a longer repayment period and higher loan amounts than a payday loan. Loan repayment terms typically range from 3-18 months and loans can range from $500-$2,000. Each state uses different rules in regard to installment loans, so it’s best to check your state guidelines.
Payments are automatically debited from your checking account, so you don’t have to worry about scheduling payments each due date. These loans can also be approved very quickly, similar to payday loans.
Keep in mind, every state uses different rules with regard to installment loans, so it’s best to check your state guidelines.
A title loan is a great solution if you need more cash than is allowed through other types of short-term loans. A title advance can be up to $10,000 if your vehicle has that much value. If you have a lien-free vehicle, bring it in with your title, and you should be able to acquire funds the same day.
Car, truck, boat, motorbike, or even a camper trailer are all acceptable for use as collateral on getting a fast loan. All you need is a spare set of keys, the title, government-issued ID, and proof of your current income. You get the money and you get to keep the car.
People use pawn stores every day to acquire quick financing. Lending Bear can give you a great deal on many different types of items. Bring in anything of value like, jewelry, musical instruments, appliances, electronics, guns, tools, or anything else that you have of value.
Just bring the items in to be evaluated with your current ID and you should be able to get the cash you need right away. All items must be physically inspected to determine the value of the loan. Please take precautions when bringing in firearms to any pawn dealer.
If you have any questions about any of these types of loans, just contact Lending Bear. They can help guide you through the entire process. You don’t have to worry about bad credit, as Lending Bear does not check your credit score.
Call, apply online, or visit their website to find a store nearest to your location. Some loans are limited depending on which state you live in, so please inquire if you’re unsure.